This is a version of Fake Bank Credit Card Application Scam in Phishing.

Fake BPI credit card application page asking if you are an existing customer

A page copies Bank of the Philippine Islands (BPI) branding and invites people to start a credit-card application. It asks whether the visitor is an existing customer and shows an Apply now button. The address is not BPI's real website. Details entered on the fake application go to whoever set the page up.

Fake BPI credit card application page asking if you are an existing customer | Screenshot

What’s different in this version

These traits set this message apart from the usual pattern.

  1. The page copies Bank of the Philippine Islands (BPI) branding.

  2. The offer is styled as a No Annual Fee promotion.

  3. The first step asks whether the visitor is an existing customer and shows an Apply now button.

  4. The bank being copied is in the Philippines.

Other variations of this scam

Other reported versions of this scam.

Other patterns in the same category, or that share a brand with this report.

How this scam works

  1. 1

    Step 1: A visitor opens a page that looks like a bank or credit-card company's offer, with the company's logo and pictures of cards.

  2. 2

    Step 2: The page asks the visitor to start an application.

  3. 3

    Step 3: Anything typed into the application, such as personal or banking details, goes to whoever runs the page rather than to the bank or card company.

  4. 4

    Step 4: The page is not on the company's real website. The same kind of page can be posted at more than one web address.

✓ Do this

  • Apply for a bank or card product only through the official website or app that you opened yourself.
  • Read the web address carefully. Extra words or unusual endings mean it is not the bank or card company.
  • If you entered information, contact the company through official channels and watch your accounts.
  • If you reused a password, change it on that account and anywhere else you used it.

✗ Avoid this

  • Do not continue an application on a bank-looking page reached from an unexpected link or ad.
  • Do not trust card pictures, official-looking seals, or cookie banners alone.
  • Do not enter one-time codes or full banking passwords on these pages.